Trusted By
Who We Support
We work across three tiers of the gig and micro-business economy: small accounting firms that need a scalable backend, micro businesses juggling their first few hires, and individual sole traders navigating it all on their own.
Food Delivery Couriers
We take your weekly payout statements and turn them into a clean, accurate ledger, tracked against Vero’s requirements so nothing gets missed.
Ride-Share & Taxi Drivers
We match your income across every platform you drive for, apply the vehicle write-offs you’re actually entitled to, and check your mileage records against statutory tax ceilings by hand.
Independent Cleaners & Home Helpers
Send us your supply receipts and travel records as they come in. We categorize and log everything ourselves, so nothing gets lost between jobs.
Barbers, Hair Stylists & Nail Technicians
We track your salon supply VAT, match your point-of-sale terminal figures against your bank statements, and manage your chair-lease contract expenses.
Light Construction & Handymen
We work through your material invoices for accurate VAT, calculate your equipment depreciation, and adjust your tax prepayments proactively to prevent a year-end back-tax shock.
Small Accounting Firms & Bookkeeping Practices
White-label backend processing for firms that need more bookkeeping capacity without adding headcount. We work inside your existing workflow, under your name. Your clients never know the difference.
By the Numbers
Clients Served
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VAT Returns Filed Monthly
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Successful Filings since 2023
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Proof It Scales
We’ve watched clients grow from one income stream to three or four: platform work, freelance gigs, contract jobs, and keep every filing on schedule in the process. That’s not just bookkeeping. That’s a system built to grow with you, not fall behind you.
Leadership
Serviqore’s accounting operations are led by Raqibul Hasan, CIMA Part Qualified, and run day to day by a dedicated team trained specifically on Nordic VAT, OmaVero, and Toiminimi compliance. Every return goes through the same review process before it reaches Vero: real people checking real numbers, not one person’s judgment or automated software alone.
Core Functional Scopes
Multi-Platform Income Sync & Reconciliation:
We take your invoices, bills, and platform payout statements and reconcile them by hand into one clean ledger, correctly separating gross revenue, tips, and platform commissions so nothing gets double-counted or missed.
The Tax Shield (Expense Optimization):
Our team reviews every receipt and bill you send us and applies the correct, legitimate deduction and mileage rules, so you claim everything you’re entitled to and nothing you’re not.
Hands-Off OmaVero & VAT Management:
We calculate your VAT liabilities and monitor your prepayment tax (Ennakkovero) ourselves, adjusting your prepayment estimate as your income changes through the year, so you’re not hit with a surprise bill.
Toiminimi (Sole Trader) Incubation:
Turn-key guidance through Business ID (Y-tunnus) registration, inclusion in the national VAT register (ALV-rekisteri), and initial tax profile configuration.
Middleware & Data Security
How We Actually Work:
You send us your invoices, bills, and bank statements, from wherever they already live. Our team classifies every transaction, calculates your VAT and tax, and prepares your financial statements directly. We don’t require you to adopt any Finnish accounting software, since the whole point of this service is to give Toiminimi owners a real accounting team without needing to learn one.
Every Filing Double-Checked:
Before anything reaches Vero, a second person on our team reviews it for missing records, incorrect VAT rates, or mismatched bank figures. Two sets of eyes, not just one.
"Clean Floor" Integrity:
All data is processed in a restricted, phone-free zone to protect confidentiality.
Your Data, Handled Carefully:
Your financial information never touches a personal laptop or phone. All work happens inside your own cloud space, whichever platform you already use, Google Drive, Microsoft 365, or otherwise, so nothing is copied onto our devices or stored on a Serviqore server. We only access what the work requires, and only for as long as it’s needed. That matters even more when the data in question is someone’s tax return.
Operational Impact
Client Testimonials
Audit-Proof Financial Peace
"Serviqore's 'Tax Shield' maximized my deductions and automated my OmaVero management. I no longer fear tax deadlines; I focus on the hustle while they maintain my financial pipeline."
— Independent Courier & Micro-Entrepreneur, Finland
Finally, Someone Who Just Handles It
"I stopped dreading OmaVero season. It genuinely feels like I have a bookkeeper who works for me full-time, not a service I have to chase for updates."
— Ride-Share Driver, Sweden
Grew to Three Income Streams, Paperwork Stayed the Same
"Between deliveries, rideshare, and a side gig, my finances got messy fast. Serviqore folded everything into one clean ledger without missing a single VAT deadline."
— Multi-Platform Gig Worker, Finland
Pricing
Simple, transparent pricing, priced against the Finnish market
so you can see exactly how much you’re saving.
Core Bookkeeping & Tax Compliance
Every tier includes multi-platform income sync, the Tax Shield expense optimization, VAT and OmaVero management, invoicing tools, and your Annual Financial Statement and Tax Return, up to the invoice allowance shown
Starter
€34 / month
What's Included:
- Transactions/mo: Up to 30
- Invoices Included: Up to 10
Standard
€49 / month
What's Included:
- Transactions/mo: 31–75
- Invoices Included: Up to 25
High-Volume
€69 / month
What's Included:
- Transactions/mo: 76–150
- Invoices Included: Up to 50
150+
Contact us
What's Included:
- Transactions/mo: Custom
- Invoices Included: Custom
- Additional invoices beyond the included allowance: €1.50 each.
Annual Financial Statement & Tax Return
Included in every plan above, at no extra cost. Covers your statutory tilinpäätös and veroilmoitus for the full fiscal year. No separate annual bill to budget for.
Interim Financial Statements
For clients who need a financial statement for a specific partial period, not the full fiscal year, most often for a visa extension, a car loan, or a mortgage application. This is priced separately from your monthly plan, since it’s unscheduled work with its own deadline pressure.
€35 flat
What's Included:
- Turnaround: Standard (5–7 business days)
€65 flat
What's Included:
- Turnaround: Rush (under 72 hours)
Interim Financial Statements
Priced per employee, per month, scaled to how complex the payroll actually is, not a flat rate regardless of business type.
Starter
€9/employee/mo
Best For:
- Fixed salary, up to 3 employees
Standard
€15/employee/mo
Best For:
- 4–10 employees, part-time or shift-based
Sector-Complex
€25/employee/mo
Best For:
- Restaurants, retail, hospitality: full TES compliance
Toiminimi Setup & Registration
Business ID (Y-tunnus) registration guidance, VAT register inclusion, and initial tax profile configuration. €49 one-time.
The Offer for Accounting Firms
You already have the clients. What you don’t have is unlimited bookkeeping capacity, especially in the weeks before a filing deadline. We become your backend team: your clients never see our name and never know we exist. You keep the relationship, the pricing, and the brand. We handle the processing volume behind it, already trusted by firms like BOI Accounting.
- White-label processing under your firm’s name, not ours
- Scales with your busiest filing months without you hiring seasonal staff
- Vero and OmaVero compliance handled on your behalf
- Custom, volume-based pricing, built around how many clients you need supported
Legal & Cancellation Terms
Full terms, including cancellation rights and how to raise a complaint, are set out in our Terms of Service.
Frequently Asked Questions
We designed our services specifically for solo entrepreneurs (Toiminimi), platform couriers (Wolt, Foodora), ride-share/taxi drivers (Uber, Bolt), and micro-contractors in Finland. If you are overwhelmed by fragmented weekly platform payouts and high-tax compliance, we are built exactly for you.
No. You do not need to manage any software yourself. You simply upload or forward your digital payout statements and snap photos of your receipts. Our team classifies your transactions, calculates your VAT, and organizes everything in your own secure cloud space. You work with real professionals, not just an app.
We believe in clear, flat-rate pricing with zero surprise bills. Our plans start at €34/month. Unlike traditional accountants who charge separate, massive fees for year-end closing, your Annual Financial Statement (Tilinpäätös) and Tax Return (Veroilmoitus) are 100% included in your monthly plan at no extra cost.
Yes. We offer a turn-key Toiminimi Setup & Registration service for a one-time fee of €49. We will guide you through registering your Business ID, getting listed on the national VAT register (ALV-rekisteri), and setting up your initial tax profile before you send your first invoice.
You always work with real people. Serviqore’s accounting operations is run by qualified accounting professionals. A dedicated team trained specifically on Finnish tax regulations and OmaVero compliance. Every single tax filing is double-checked by a second set of eyes on our team before it is submitted to Vero.
Yes. We specialize in the high-volume micro-payouts and fragmented income streams that typically confuse traditional accountants.
We resolve language barriers with the Finnish Tax Administration (Vero) to keep your business compliant and audit-proof.
No. We operate natively within your established ecosystem and transform data for import into your preferred platform, such as Procountor or Fennoa.
Outsourcing your administration to our specialized team provides a guaranteed 30% to 50% reduction in overhead compared to traditional bookkeeping costs.
In line with standard outsourcing-industry practice, our agreements run month-to-month with a 30-day notice period no multi-year lock-in.